Exhibit 10.6 AMENDMENT NO. 2 TO REVOLVING CREDIT AGREEMENT among MACK-CALI REALTY, L.P. and THE CHASE MANHATTAN BANK, FLEET NATIONAL BANK and OTHER LENDERS WHICH MAY BECOME PARTIES THERETO with THE CHASE MANHATTAN BANK, AS ADMINISTRATIVE AGENT, FLEET NATIONAL BANK, AS SYNDICATION AGENT, PNC BANK, NATIONAL ASSOCIATION, AS DOCUMENTATION AGENT NATIONSBANK, AS DOCUMENTATION AGENT CHASE SECURITIES INC. and FLEET NATIONAL BANK, AS ARRANGERS BANKERS TRUST, COMMERZBANK AKTIENGESELLSCHAFT NEW YORK BRANCH, FIRST NATIONAL BANK OF CHICAGO, and FIRST UNION NATIONAL BANK, AS MANAGING AGENTS and CREDITANSTALT CORPORATE FINANCE, INC., DRESDNER BANK AG, NEW YORK BRANCH AND GRAND CAYMAN BRANCH, EUROPEAN AMERICAN BANK, HYPOBANK, SOCIETE GENERALE, and SUMMIT BANK, AS CO-AGENTS Dated as of December 30, 1998 AMENDMENT NO. 2 TO REVOLVING CREDIT AGREEMENT This AMENDMENT NO. 2 TO REVOLVING CREDIT AGREEMENT (this "AMENDMENT NO. 2") is made as of December 30, 1998 by and among (a) Mack-Cali Realty, L.P. (the "BORROWER"), (b) The Chase Manhattan Bank; Fleet National Bank; Bankers Trust; The Bank of New York; Bayerische Landesbank Girozentrale; Citizens Bank of Rhode Island; Commerzbank Aktiengesellschaft, New York Branch; Creditanstalt Corporate Finance, Inc.; Crestar Bank; DG Bank Deutsche Genossenschaftsbank, New York Branch; Dresdner Bank AG, New York Branch and Grand Cayman Branch; European American Bank; Erste Bank; The First National Bank of Chicago; First Union National Bank; Bayerische Hypotheken- und Wechsel- Bank Aktiengesellschaft, New York Branch; Key Bank; KBC Bank N.V. (f/k/a Kredietbank, N.V.); LaSalle National Bank; Mellon Bank, N.A.; NationsBank; PNC Bank, National Association; Societe Generale; Summit Bank; The Tokai Bank, Limited - New York Branch; USTrust; Bank Leumi USA and Bank One, Arizona, NA (collectively, the "LENDERS"), and (c) The Chase Manhattan Bank, as Administrative Agent (in such capacity, the "ADMINISTRATIVE AGENT") for the Lenders. WHEREAS, the Borrower, the Lenders (including PNC Bank, National Association and NationsBank as Co-Documentation Agents) and the Administrative Agent are parties to a Revolving Credit Agreement dated as of April 16, 1998, as amended by Amendment No. 1 to Revolving Credit Agreement dated as of July 20, 1998 (the "CREDIT AGREEMENT"), pursuant to which the Lenders have agreed to make loans to the Borrower on the terms and conditions set forth therein; WHEREAS, the Borrower is exercising its right pursuant to Section 2.2 of the Credit Agreement, to increase the total credit limit of the Credit Agreement, with certain of the Lenders agreeing to increase their individual Commitments; NOW, THEREFORE, in consideration of the foregoing premises, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and fully intending to be legally bound by this Amendment No. 2, the parties hereto agree as follows: 1. DEFINITIONS. Capitalized terms used herein without definition shall have the meanings assigned to such terms in the Credit Agreement. 2. AMENDMENTS TO CREDIT AGREEMENT. As of the Effective Date (as defined in Section 4 hereof) the Credit Agreement is hereby amended as follows: 2.1. TOTAL COMMITMENT. The definition of TOTAL COMMITMENT in Section 1.1 of the Credit Agreement is amended by (a) deleting the amount "$900,000,000" in line 2 thereof and substituting in place thereof the amount "$1,000,000,000" and (b) deleting the phrase ", as such amount may be increased pursuant to Section 2.2 hereof". 2.2. COMMITMENT PERCENTAGES. SCHEDULE 1.2 to the Credit Agreement is hereby deleted in its entirety and SCHEDULE 1.2 to this Amendment No. 2 is substituted in place thereof. 3. PROVISIONS OF GENERAL APPLICATION. 3.1. NO OTHER CHANGES. Except as otherwise expressly provided or contemplated by this Amendment No. 2, all of the terms, conditions and provisions of the Credit Agreement remain unaltered and in full force and effect. The Credit Agreement and this Amendment No. 2 shall be read and construed as one agreement. The making of the amendments in this Amendment No. 2 does not imply any obligation or agreement by the Administrative Agent or any Lender to make any other amendment, waiver, modification or consent as to any matter on any subsequent occasion. 3.2. GOVERNING LAW. This Amendment No. 2 is intended to take effect as a sealed instrument and shall be deemed to be a contract under the laws of the State of New York. This Amendment No. 2 and the rights and obligations of each of the parties hereto are contracts under the laws of the State of New York and shall for all purposes be construed in accordance with and governed by the laws of such State (excluding the laws applicable to conflicts or choice of law). 3.3. ASSIGNMENT. This Amendment No. 2 shall be binding upon and inure to the benefit of each of the parties hereto and their respective permitted successors and assigns. 3.4. COUNTERPARTS. This Amendment No. 2 may be executed in any number of counterparts, but all such counterparts shall together constitute but one and the same agreement. In making proof of this Amendment No. 2, it shall not be necessary to produce or account for more than one counterpart thereof signed by each of the parties hereto. 4. EFFECTIVENESS OF THIS AMENDMENT NO. 2. This Amendment No. 2 shall become effective on the date on which the following conditions precedent are satisfied (such date being hereinafter referred to as the "EFFECTIVE DATE"): (a) Execution and delivery to the Administrative Agent by each Lender, the Borrower, and the Agents of this Amendment No. 2, and reaffirmation of each Guaranty by each Guarantor. (b) Execution and delivery to the Administrative Agent of a certificate of the Borrower confirming that there have been no changes to its charter documents since April 16, 1998, except for Amendment No. 1 to Second Amended and Restated Agreement of Limited Partnership of Mack-Cali Realty, L.P. (c) Delivery to the Administrative Agent of resolutions of the board of directors of the general partner of the Borrower authorizing this Amendment No. 2, including the increased loan amount requested. (d) Execution and delivery to the Administrative Agent by the Borrower of Amended and Restated Revolving Credit Notes in favor of each Lender that is increasing its Commitment hereunder in an amount equal to such Lender's new Commitment hereunder. (e) Delivery to the Administrative Agent by Pryor, Cashman, Sherman & Flynn, as counsel to the Borrower, of an opinion addressed to the Lenders and the Administrative Agent in form and substance reasonably satisfactory to the Lenders and the Administrative Agent. (f) Payment by the Borrower of any LIBOR Breakage Costs, and indemnification of the Administrative Agent and the Lenders as provided in Section 4.8 of the Credit Agreement for any LIBOR Breakage Costs, arising out of the increase of the Total Commitment and certain of the Commitments and the adjustment of the Commitment Percentages pursuant to this Amendment No. 2. (g) Payment by the Borrower of all fees payable pursuant to the last sentence of the first paragraph of Section 2.2 of the Credit Agreement which fees are set forth in a letter agreement of even date herewith. -5- IN WITNESS WHEREOF, the undersigned have duly executed and delivered this Amendment No. 1 as of the date first set forth above. MACK-CALI REALTY, L.P. By: Mack-Cali Realty Corporation, its general partner By: -------------------------------- Name: Barry Lefkowitz Title: Vice President -6- THE CHASE MANHATTAN BANK, individually and as Administrative Agent By: -------------------------------- Name: Marc E. Costantino Title: Vice President -7- FLEET NATIONAL BANK, individually and as Syndication Agent By: -------------------------------- Name: Mark E. Dalton Title: Senior Vice President -8- BANKERS TRUST By: -------------------------------- Name: Title: -9- THE BANK OF NEW YORK By: -------------------------------- Name: Title: -10- BAYERISCHE LANDESBANK GIROZENTRALE By: -------------------------------- Name: Title: By: -------------------------------- Name: Title: -11- CITIZENS BANK OF RHODE ISLAND By: -------------------------------- Name: Title: -12- COMMERZBANK AKTIENGESELLSCHAFT, NEW YORK BRANCH By: -------------------------------- Name: Title: By: -------------------------------- Name: Title: -13- CREDITANSTALT CORPORATE FINANCE, INC. By: -------------------------------- Name: Title: By: -------------------------------- Name: Title: -14- CRESTAR BANK By: -------------------------------- Name: Title: -15- DG BANK DEUTSCHE GENOSSENSCHAFTSBANK, NEW YORK BRANCH By: -------------------------------- Name: Title: -16- DRESDNER BANK AG, NEW YORK BRANCH AND GRAND CAYMAN BRANCH By: -------------------------------- Name: Title: By: -------------------------------- Name: Title: -17- EUROPEAN AMERICAN BANK By: -------------------------------- Name: Title: -18- ERSTE BANK By: -------------------------------- Name: Title: -19- THE FIRST NATIONAL BANK OF CHICAGO By: -------------------------------- Name: Title: -20- FIRST UNION NATIONAL BANK By: -------------------------------- Name: Title: -21- BAYERISCHE HYPOTHEKEN- UND WECHSEL- BANK AKTIENGESELLSCHAFT, NEW YORK BRANCH By: -------------------------------- Name: Title: By: -------------------------------- Name: Title: -22- KEY BANK By: -------------------------------- Name: Title: -23- KREDIETBANK, N.V. By: -------------------------------- Name: Title: -24- MELLON BANK, N.A. By: -------------------------------- Name: Title: -25- NATIONSBANK By: -------------------------------- Name: Title: -26- PNC BANK, NATIONAL ASSOCIATION By: -------------------------------- Name: Title: -27- SOCIETE GENERALE By: -------------------------------- Name: Title: -28- SUMMIT BANK By: -------------------------------- Name: Title: -29- THE TOKAI BANK, LIMITED NEW YORK BRANCH By: -------------------------------- Name: Title: -30- US TRUST By: -------------------------------- Name: Title: -31- LASALLE NATIONAL BANK By: -------------------------------- Name: Title: -32- BANK LEUMI USA By: -------------------------------- Name: Title: -33- BANK ONE, ARIZONA, NA By: -------------------------------- Name: Title: -34- Each of the undersigned Guarantors hereby acknowledges the foregoing Amendment No. 1 and reaffirms its guaranty of the Obligations (as defined in the Guaranty executed and delivered by such Guarantor) under the Credit Agreement and the other Loan Documents, each as amended hereby or in connection herewith, in accordance with the Guaranty executed and delivered by such Guarantor. MACK-CALI REALTY CORPORATION By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer 11 COMMERCE DRIVE ASSOCIATES By: Mack-Cali Sub II, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer By: Cali Property Holdings VI, L.P., its general partner By: Mack-Cali Sub II, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -35- SIX COMMERCE DRIVE ASSOCIATES By: Mack-Cali Sub I, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer By: Cali Property Holdings III, L.P., its general partner By: Mack-Cali Sub I, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer 20 COMMERCE DRIVE ASSOCIATES By: Mack-Cali Sub IV, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer By: Cali Property Holdings IX, L.P., its general partner By: Mack-Cali Sub IV, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -36- CENTURY PLAZA ASSOCIATES By: Mack-Cali Sub IV, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer By: Cali Property Holdings II, L.P., its general partner By: Mack-Cali Sub IV, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer C.W. ASSOCIATES By: Mack-Cali Sub II, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer By: Cali Property Holdings VII, L.P., its general partner By: Mack-Cali Sub II, Inc., its general partner -37- By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer D.B.C. ASSOCIATES By: Mack-Cali Sub II, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer By: Cali Property Holdings VIII, L.P., its general partner By: Mack-Cali Sub II, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer CALI BUILDING V ASSOCIATES By: Mack-Cali Sub I, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -38- By: Cali Property Holdings I, L.P., its general partner By: Mack-Cali Sub I, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer 500 COLUMBIA TURNPIKE ASSOCIATES By: Mack-Cali Sub I, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer By: Cali Property Holdings V, L.P., its general partner By: Mack-Cali Sub I, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer CHESTNUT RIDGE ASSOCIATES By: Mack-Cali Sub III, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -39- By: Cali Property Holdings X, L.P., its general partner By: Mack-Cali Sub III, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer ROSELAND II LIMITED PARTNERSHIP By: Mack-Cali Sub III, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer OFFICE ASSOCIATES, LTD. By: Mack-Cali Sub III, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer GROVE STREET ASSOCIATES OF JERSEY CITY LIMITED PARTNERSHIP -40- By: Mack-Cali Sub IV, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -41- TENBY CHASE APARTMENTS By: Mack-Cali Sub IV, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer By: Cali Property Holdings IV, L.P., its general partner By: Mack-Cali Sub IV, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer 600 PARSIPPANY ASSOCIATES, L.P. By: Mack-Cali Sub V, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer 400 RELLA REALTY ASSOCIATES, L.P. By: Mack-Cali Sub VI, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -42- VAUGHN PRINCETON ASSOCIATES L.P. By: Mack-Cali Sub V, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer MONMOUTH/ATLANTIC REALTY ASSOCIATES L.P. By: Mack-Cali Sub VII, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer JUMPING BROOK REALTY ASSOCIATES L.P. By: Mack-Cali Sub VII, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -43- HORIZON CENTER REALTY ASSOCIATES L.P. By: Mack-Cali Sub VII, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer COMMERCENTER REALTY ASSOCIATES L.P. By: Mack-Cali Sub VII, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer 400 PRINCETON ASSOCIATES L.P. By: Mack-Cali Sub V, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -44- CAL-TREE REALTY ASSOCIATES L.P. By: Mack-Cali Sub VIII, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer MOUNT AIRY REALTY ASSOCIATES L.P. By: Mack-Cali Sub IX, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer FIVE SENTRY REALTY ASSOCIATES L.P. By: Mack-Cali Sub VIII, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer 300 TICE REALTY ASSOCIATES L.P. By: Mack-Cali Sub IX, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -45- BRIDGE PLAZA REALTY ASSOCIATES L.P. By: Mack-Cali Sub IX, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer CALI AIRPORT REALTY ASSOCIATES, L.P. By: Mack-Cali Sub VIII, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer CROSS WESTCHESTER REALTY ASSOCIATES L.P. By: Mack-Cali Sub VI, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -46- MID-WESTCHESTER REALTY ASSOCIATES L.P. By: Mack-Cali Sub VI, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer SO. WESTCHESTER REALTY ASSOCIATES L.P. By: Mack-Cali Sub VI, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer WHITE PLAINS REALTY ASSOCIATES L.P. By: Mack-Cali Sub XIV, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -47- MARTINE AVENUE REALTY ASSOCIATES L.P. By: Mack-Cali Sub XIII, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer CALI STAMFORD REALTY ASSOCIATES L.P. D/B/A RM STAMFORD REALTY ASSOCIATES By: Mack-Cali Sub XII, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer CALI PENNSYLVANIA REALTY ASSOCIATES, L.P. By: Mack-Cali Sub XV, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -48- SHELTON REALTY ASSOCIATES LIMITED PARTNERSHIP By: Mack-Cali Sub XII, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer MOORESTOWN REALTY ASSOCIATES L.P. By: Mack-Cali Sub XVI, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer MACK-CALI PROPERTIES CO. #3 By: Mack-Cali Sub II, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -49- MACK-CALI METROPOLITAN, LTD L.P. By: Mack-Cali Sub XX, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer MACK PROPERTIES CO. By: Mack-Cali Sub III, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer MACK-CALI NORTH HILLS L.P. By: Mack-Cali Sub XIV, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer 120 PASSAIC STREET LLC By: Mack-Cali Sub IX, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -50- MACK-CALI TEXAS PROPERTY, L.P. By: Mack-Cali Sub XVII, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer BRANDEIS BUILDING INVESTORS, L.P. By: Mack-Cali Sub XIX, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer MACK-CALI CENTURY III INVESTORS, L.P. By: Mack-Cali Sub XVIII, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer -51- PHELAN REALTY ASSOCIATES L.P. By: Mack-Cali Sub XXI, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer PRINCETON CORPORATE CENTER REALTY ASSOCIATES L.P. By: Mack-Cali Sub XVI, Inc., its general partner By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer MACK-CALI PROPERTY TRUST By: ------------------------------- Name: Barry Lefkowitz Title: Vice President and Chief Financial Officer Schedule 1.2 LENDER COMMITMENT AMOUNT COMMITMENT PERCENTAGE The Chase Manhattan Bank $73,750,000 7.375% 270 Park Avenue New York, NY 10017 Fleet National Bank $73,750,000 7.375% 111 Westminster Street Providence, RI 02903 NationsBank $73,750,000 7.375% 8300 Greensboro Drive McLean, VA 22102 PNC Bank, National Association $73,750,000 7.375% Two Tower Center Blvd. East Brunswick, NJ 08816 First Union National Bank $65,000,000 6.5% One First Union Center Charlotte, NC 28288-0166 Bankers Trust Company $50,000,000 5.0% One Bankers Trust Plaza New York, NY 10006 Commerzbank AG, New York Branch $50,000,000 5.0% 2 World Financial Center New York, NY 10281-1050 The First National Bank of Chicago $50,000,000 5.0% One First National Plaza Suite 0151, 1-14 Chicago, IL 60670 Dresdner Bank AG, New York $45,000,000 4.5% Branch and Grand Cayman Branch 75 Wall Street New York, NY 10005 Bank Austria Creditanstalt $35,000,000 3.5% Corporate Finance, Inc. 2 Ravinia Drive Atlanta, GA 30346 Bayerische Hypo-und Vereinsbank AG $35,000,000 3.5% New York Branch 32 Old Slip, Financial Square New York, NY 10005 Societe Generale $35,000,000 3.5% 2001 Ross Avenue Dallas, TX 75201 Summit Bank $35,000,000 3.5% 750 Walnut Avenue Cranford, NJ 07016 KBC Bank N.V. $30,000,000 3.0% (f/k/a Kredietbank, N.V.) 125 West 55th Street New York, NY 10019 Key Bank National Association $25,000,000 2.5% 127 Public Square Cleveland, OH 44114-1306 Mellon Bank, N.A. $25,000,000 2.5% 1735 Market Street Philadelphia, PA 19103 US Trust $25,000,000 2.5% 40 Court Street Boston, MA 02108 Bank of New York $20,000,000 2.0% One Wall Street New York, NY 10015 Citizens Bank of Rhode Island $20,000,000 2.0% 1 Citizens Plaza Providence, RI 02903-1339 Crestar Bank $20,000,000 2.0% 8245 Boone Blvd. Vienna, VA DG Bank Deutsche $20,000,000 2.0% Genossenschaftsbank AG, New York Branch 609 Fifth Avenue New York, NY 10017-1021 The Tokai Bank Limited $20,000,000 2.0% Park Avenue Plaza 55 East 52nd Street New York, NY 10055 Bank One, Arizona, NA $20,000,000 2.0% 241 North Cental Avenue Phoenix, AZ 85004 Bayerische Landesbank $20,000,000 2.0% Girozentrale 580 Lexington Avenue New York, NY 10022 European American Bank $17,500,000 1.75% 335 Madison Avenue New York, NY 10017 LaSalle National Bank $17,500,000 1.75% 135 South LaSalle Street Chicago, IL 60603 Erste Bank $15,000,000 1.5% 280 Park Avenue, West Building New York, NY 10017 Bank Leumi USA $10,000,000 1.0% 565 Fifth Avenue New York, NY 10036 -------------- ------- TOTAL $1,000,000,000 100%